Terms of Use

Last updated: [Insert Date]

These Terms of Use govern access to and use of the Privatier website, platform and related services.

By accessing or using the platform, you agree to be bound by these Terms of Use.

If you do not agree with these Terms, you must not use the platform.

1. About the Platform

The Privatier is a subscription-based platform that provides educational content related to financial markets, publicly traded companies and long-term investing.

The content available on the platform is intended solely for informational and educational purposes.

The platform may include, but is not limited to:

• curated company watchlists

• research materials

• educational explanations

• analytical content

• frameworks for understanding financial markets

The platform does not provide financial services or investment advisory services.

2. No Financial Advice

All information provided on this platform is educational in nature.

Nothing on this platform constitutes or should be interpreted as:

• financial advice

• investment advice

• trading advice

• tax advice

• legal advice

• portfolio management

• a recommendation to buy or sell any financial instrument

The Privatier does not provide personalized investment advice and does not act as a financial advisor, broker, dealer or investment manager.

All investment decisions remain the sole responsibility of the user.

Users should conduct their own research and, where appropriate, consult a qualified financial professional before making investment decisions.

3. Investment Risk

Investing in financial markets involves risk.

Users acknowledge that:

• financial markets are volatile

• investments may lose value

• past performance does not guarantee future results

The Privatier makes no guarantees regarding the accuracy, completeness or future performance of any financial asset mentioned on the platform.

Users agree that they assume full responsibility for their own investment decisions and financial outcomes.

4. Membership, Subscriptions, Billing and Cancellation

Access to certain areas of the platform requires an active paid subscription.

Subscriptions are billed on a recurring basis according to the pricing plan selected by the user at the time of purchase.

By purchasing a subscription, users authorize the platform’s payment processor to charge the applicable subscription fee automatically at the beginning of each billing cycle.

Subscriptions renew automatically unless cancelled.

Users may cancel their subscription at any time through their account settings or through the payment provider managing the subscription.

If a subscription is cancelled, access to the platform will remain active until the end of the current billing period.

Due to the digital nature of the service, subscription fees are generally non-refundable once access to the platform has been granted, unless required by applicable law.

The Privatier reserves the right to modify subscription pricing in the future. Any pricing changes will apply only to future billing cycles and users will be notified in advance where reasonably possible.

5. Payments

Payments for subscriptions are processed through third-party payment providers.

The Privatier does not store complete credit card information.

Payment processing and billing are subject to the terms and policies of the respective payment provider.

6. Intellectual Property

All content on the platform is the intellectual property of The Privatier unless otherwise stated.

This includes but is not limited to:

• research materials

• analysis

• educational content

• text

• graphics

• frameworks

• platform design

• proprietary methodologies

Users may access this content for personal use only.

Users may not reproduce, distribute, republish, sell, sublicense or redistribute platform content without prior written permission.

Unauthorized reproduction or distribution of paid content is strictly prohibited.

7. Acceptable Use

Users agree not to:

• misuse the platform

• attempt to access restricted areas without authorization

• interfere with the operation of the platform

• use the platform for unlawful purposes

• redistribute paid content without permission

The Privatier reserves the right to suspend or terminate accounts that violate these rules.

8. Platform Availability

We aim to maintain reliable access to the platform but do not guarantee uninterrupted service.

The platform may occasionally experience:

• maintenance

• technical interruptions

• service outages

• infrastructure updates

The Privatier reserves the right to modify, suspend or discontinue parts of the platform at any time.

9. Limitation of Liability

To the maximum extent permitted by applicable law, The Privatier shall not be liable for any direct, indirect, incidental or consequential damages resulting from the use of the platform.

This includes but is not limited to:

• financial losses

• investment losses

• loss of opportunity

• reliance on information provided on the platform

• interruptions in service

Users acknowledge that they use the platform at their own risk.

10. No Warranty

The platform and all content are provided “as is” and “as available.”

The Privatier makes no warranties regarding:

• accuracy

• reliability

• completeness

• availability

• suitability of the information provided.

11. Changes to the Service or Terms

The Privatier reserves the right to update, modify or discontinue the platform, its features or its content at any time.

We may also update these Terms of Use from time to time.

Continued use of the platform after updates constitutes acceptance of the revised Terms.

12. Governing Law

These Terms of Use are governed by the laws of Switzerland.

Any disputes arising in connection with the platform shall be subject to the jurisdiction of the competent courts in Switzerland.

13. Contact

For questions regarding these Terms of Use please contact:

The Privatier
Basel, Switzerland
Email: houseofprivatier@gmail.com